In 2025, GTA Online has tons of heists, but some just aren’t worth the hassle. Older heists from the 2015 update pale in comparison to newer ones like The Cayo Perico Heist ($1.5M+ solo) or The Diamond Casino Heist ($2M–$3.6M), which pay better and are less of a headache. The ones below often need four players, split the cash too thin, and demand way more teamwork than they’re worth. Some folks might enjoy the story or challenge, but if you’re chasing quick cash, skip these five and stick to the modern, high-paying options.

The Fleeca Job

The Fleeca Job

This one’s the starter heist, perfect for newbies but a snooze for pros. You and one other player hit a Fleeca Bank for a measly $201,250 on normal difficulty, split two ways. It’s simple, but the payout’s so low it’s not worth your time if you’ve got better options.

  • Setup Cost: $11,500
  • Player Requirement: 2 players

The Humane Labs Raid

Insurgent Clothes

You need four players to pull this off, sneaking into a guarded research lab and fighting Merryweather goons. The setup missions are a pain, and the $945,000 payout on normal gets split four ways. For all that effort, the cash just doesn’t cut it.

  • Setup Cost: $25,000
  • Player Requirement: 4 players

Series A Funding

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Trevor’s heist has you stealing drugs for a deal, but it’s a grind. You need four players, five setup missions, and the payout’s only $707,000 on normal, split up. With the risk of someone disconnecting and tanking the job, it’s not worth the headache.

  • Setup Cost: $25,000
  • Player Requirement: 4 players

The Prison Break

Bus Setup

This one’s about busting someone out of Bolingbroke Penitentiary with four players and four setup missions. The $700,000 payout on normal, split four ways, feels like pocket change for the coordination it demands. Random teammates can make it a nightmare, so pass on this.

  • Setup Cost: $25,000
  • Player Requirement: 4 players

The Pacific Standard Job

The Pacific Standard

This heist sounds decent with a $1,250,000 payout on hard mode, but it’s a trap. You need four players, five setups, and the finale can screw you over if you take damage and lose cash. Compared to newer heists, it’s too much work for too little reward.

  • Setup Cost: $25,000
  • Player Requirement: 4 players