GTA Online DLCs have always changed how players make money in Los Santos, but only a few really shook up the long grind for cash. Some added cool stuff that got old quick, while others quietly turned into the backbone for raking in big bucks.
These are the top money-makers GTA Online has put out so far.
1) Cayo Perico Heist
The Cayo Perico Heist is still the best way to stack cash in GTA Online. It dropped in December 2020 as the first heist you could pull off solo, making it a favorite for lone wolves grinding away.
Peak payout with a four-player crew hits $4,188,152. That needs the Panther Statue as primary target, gold secondary loot, safe money grabbed, hard mode on, and zero deductions. The split goes to players, but the leader takes the fattest cut. Solo, it's unbeatable at a max of $2,341,133 with the same ideal setup and a smooth run. In regular solo plays, expect $1.3 million to $2.3 million based on loot luck.
What makes it killer is the freedom. Hit the island stealthy or guns out, and replay it nonstop without needing buddies.
2) The Contract (Agency and Dr. Dre)
The Contract DLC switches it up with steady pay instead of random drops or shifting loot, something GTA Online hardly ever hands out. Grab an Agency, push through the VIP story about Franklin Clinton snagging Dr. Dre's stolen tracks, and wrap it for $1,000,000 straight to your account.
It rules for solo grinders sick of setups that flip every time. Skip the scouting and loot prayers. Knock out the missions, collect your cash.
3) After Hours DLC (Nightclubs)
The After Hours DLC skips missions and heists for cash. It pays off setup and patience. Crank nightclub popularity to max for up to $50,000 per in-game day (about 48 real minutes) dumping right into the safe. It runs passive while you handle other business.
The heavy hitters are warehouse goods. Top cargos like Cargo Shipments and Weapons fetch up to $450,000 each at full stock. Run it right, and you pull around $100,000 per hour in pure passive income, no grinding required. There's a setup hump though. Nightclubs lean on other businesses to hum, and warehouse juggling takes practice. Get it dialed in, and it turns into one of the slickest ways to bank while barely lifting a finger.
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